Health Insurance You Can Actually Afford to Use

Our individual and family health plans feature greater access to care with unlimited virtual care and $0 doctor visits. It’s healthcare that makes sense. FINALLY. Let Antidote be the health plan that blows your mind.

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Choose Refuge Health for High-Quality Coverage!

Affordable Options

We help you find health insurance plans with affordable premiums, uncover discounts and monthly payment options provided by our Insurance partners.

Get 24/7 Virtual Care

Experience immediate, round-the-clock access to Refuge virtual clinicians with minimal wait times and zero out-of-pocket expenses.

Platinum Insurance

RefugeFG is one of the largest partners for most medical centers. Our dedicated claims team works with the centers to offer you the best services.

A bouquet of healthcare plans for everyone

At RefugeFG, we have a bouquet of flexible health insurance plans which you can use to take care of your health needs at more than 1,000 healthcare centers in the country.

With our health insurance plan, you can visit hospitals, consult a doctor, take laboratory tests, collect medications, get vaccines & get care during emergencies. You can also pre-book your hospital visitation and access our customer contact center 24/7.

Choose RefugeFG and decide your payment plan: monthly, quarterly, or yearly.

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See what our customers are saying

Maria L., CA

"As a self-employed individual, the no deductible benefit has been a game-changer for me, removing financial barriers and ensuring I get the healthcare I need without the stress of hefty upfront costs."

Our Offer

No Deductible
Rollover Benefits
Yearly Doctor Visits
Fixed Yearly Premiums
TelaDoc Services
HealthAdvocate
And More....

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All You Need to Know About Insurance & Wellness

Health insurance shouldn't feel like a puzzle. We break it down - straight answers on copayments, deductibles, ACA plans, and wellness tips. Dive in and explore articles designed to make your health care journey simpler.

Understanding High-Deductible Health Plans and Their Benefits for Your Healthcare Costs

Choosing the right health insurance plan can feel overwhelming. One option that often comes up is the high-deductible health plan, or HDHP. These plans have higher deductibles than traditional insurance but usually come with lower monthly premiums. If you want to understand how HDHPs work and whether they might save you money, this post will guide you through the essentials. What Is a High-Deductible Health Plan? An HDHP is a health insurance plan with a deductible that is hi

Understanding Telehealth and Its Impact on Mental Health Services Today

Telehealth has been part of the healthcare landscape in the United States for decades, but it only gained widespread attention during the COVID-19 pandemic. Since then, telehealth has become a vital part of how people access health services, especially mental health care. Research shows that the quality of care delivered through telemental health visits matches that of in-person appointments. Despite this, many Americans still underuse telehealth, and fewer understand the men

The Essential Role of Dental Insurance in Protecting Your Health and Finances with Refuge Financial Group

Dental health often takes a backseat when people consider their insurance needs. Yet, the truth is that dental insurance plays a crucial role in safeguarding both your health and your wallet. Unexpected dental problems can arise from accidents, illnesses, or even everyday wear and tear, leading to expensive treatments. Without proper coverage, these costs can quickly become overwhelming. Refuge Financial Group understands the importance of dental insurance and how it can prov

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