Pay off debt and achieve your financial goals.
Your certified consultant will present a personalized report to visually represent your debts and scheduled interest. Your consultant will show you how redirecting inefficient dollars into the cash value of a whole life insurance policy will help you eliminate debt incrementally and build savings. You will also find out when you’ll become debt free and see how much interest you will save.
Ready To Get Started?
Schedule a Consultation or fill a form
Submit some basic information or meet with a certified Debt Free Life consultant online or in person.
Review Your Personalized Debt Elimination Report
Learn more about your debt and scheduled interest in your personalized debt elimination report.
Take Back Control
Your consultant will show you how to redirect your inefficient funds into a specialized whole life insurance policy to pay off your debts and reduce interest.
Continued Support From Your Debt Free Life Consultant
Your consultant will show you how to redirect your inefficient funds into a specialized whole life insurance policy to pay off your debts and reduce interest.
“We were burdened with a $150,000 debt, a seemingly insurmountable obstacle that loomed over us for 25 years. Thanks to our newfound financial strategy, we're thrilled to share that we've slashed the timeline to just 7 years. It's a liberating feeling to envision a debt-free future much sooner than we ever thought possible."
Dylan May, CA
Zero Debt Life®
Policies are issued by Mutual Trust Life and Lafayette life; two trusted names in the industry that has been providing long-term financial security for nearly 150 years. Consistently rated “A” for excellent balance sheet strength and operating performance for the past 20 years, Lafayette Life has proven stability and reliability. Since 2019, the company has eliminated over $300 million in scheduled interest, reinforcing its commitment to client success. With this foundation, Zero Debt Life offers a modern solution to paying off debt by leveraging the cash value of a specialized whole life insurance policy—helping you build financial freedom while protecting your future.
Other related services
How does Zero Debt Life® work?
For individuals who are paying their bills on time and contribute to a savings or retirement account, Debt Free Life is a modern way to pay off your debt using the cash value of a specialized whole life insurance policy.
1. Get Your Personalized Debt Elimination Report
Using our exclusive software, your certified Debt Free Life consultant will generate a personalized debt elimination report showing you how and when to pay off each debt and forecast when you will become debt free. Also, you can project the amount of interest you will save.
2. Build Cash Value
Extra funds are redirected into the cash value of your policy. Now, your money will accrue guaranteed interest and annual dividends.
3. Pay Off Your Debts
Using the money in the cash value of your policy, you will begin to pay off the principal balance of your debts. By borrowing money from yourself, you can pay off your debts faster and reduce interest owed to banks and lenders.
4. Start Living Debt Free
Once your debts are paid off, you can use your policy funds for large purchases, retirement, or a child’s education.